New York Times: For Uninsured Young Adults, Do-It-Yourself Health Care
This article is about young people*, largely in their 20s, who don't have insurance. What they have in abundance? Crappy jobs, zero options for affordable health insurance, and chutzpah. The Times describes these young people DIYing everything from inhalers to insulin shots to setting bones. The results aren't always good, obviously. Sometimes it makes the situation better, but often it makes the situation worse, with young people ending up in hospitals with bills that are even less affordable than the insurance.
Granted, there are some genuinely stupid people who can swing a multi-state skiing trip but can't afford the insurance to cover themselves in case of an accident. But for the most part, you're talking about people who are choosing between food/rent and health care. And health care is definitely losing in this deal.
*I'm well aware that using the phrase "young people" makes me sound like I'm 80, not 20.